Retirement Solutions

Trump accounts

Trump Accounts Explained: What Small Business Employers Need to Know

Leave a Comment / HR Compliance, HR Outsourcing, Retirement Solutions /

Retirement benefits are getting more complicated — and for employers, that usually means more questions than answers. Between rising financial stress, growing employee expectations, SECURE 2.0 changes, and now the rollout of “Trump Accounts” under the One Big Beautiful Bill Act (OBBBA), many small business owners are asking the same thing: “Is this something we […]

Trump Accounts Explained: What Small Business Employers Need to Know Read More »

key person in business risk

Key-Person Risk: The Quiet Deal Killer

HR Outsourcing, Retirement Solutions /

Key-person risk is the single most common valuation problem uncovered in small business M&A. When revenue, customer relationships, or operational knowledge are concentrated in one individual — usually the owner — buyers discount the purchase price, restructure deal terms, or walk away entirely. For businesses in the $500K–$5M EBITDA range, significant key-person dependency typically reduces

Key-Person Risk: The Quiet Deal Killer Read More »

Business People Meeting using laptop computer,calculator,notebook,stock market chart paper for analysis Plans to improve quality next month. Conference Discussion Corporate Concept....

Why a 401(k) is No Longer Enough: The Shift to Holistic Financial Wellness

Employee Benefits, Retirement Solutions /

For decades, the employer’s role in an employee’s financial life was simple and strictly bounded: you pay them a fair wage, and you offer a retirement plan. What happened in between the paycheck and retirement was entirely up to the employee. That boundary is quickly dissolving. Today, financial wellness is shifting from a retirement-only benefit

Why a 401(k) is No Longer Enough: The Shift to Holistic Financial Wellness Read More »

retirement plan

SECURE 2.0 Tax Credits: The Retirement Benefit Small Businesses Might Be Overlooking

Retirement Solutions /

For years, many small business employers assumed offering a 401(k) or retirement plan was simply too expensive, too complicated, or too administrative to manage. That’s changing as SECURE 2.0 expands tax credits that can help small businesses lower the cost of offering retirement benefits. For small business employers trying to improve retention, compete for talent,

SECURE 2.0 Tax Credits: The Retirement Benefit Small Businesses Might Be Overlooking Read More »

A businessman and woman are working overtime at their desks office at night.They are busy,stressed

Overcoming the Hassle of Small Business Benefits & 401(k) Administration

Employee Benefits, Retirement Solutions /

Running a small business is hard enough without drowning in paperwork. But for many owners, that’s exactly what happens when it comes to employee benefits and retirement plans. On paper, you might think you’re “covered” because you have a broker for health insurance and a plan provider for your 401(k). In reality? Much of the

Overcoming the Hassle of Small Business Benefits & 401(k) Administration Read More »

Notepad with word 401k on white background, close up ,

The Ultimate Small Business Guide to 401(k) Retirement Plans  

Employee Benefits, Retirement Solutions /

In order for small business owners to more effectively compete for great talent in this challenging labor market, offering an attractive benefits package is essential! One such benefit is a 401(k) plan. Retirement plans, like a 401(k), in addition to other employee benefits, not only attract better talent, but create more “stickiness” to keep existing

The Ultimate Small Business Guide to 401(k) Retirement Plans   Read More »

401k Focus HR

401K Changes with Recently Passed Secure 2.0 Act

Retirement Solutions /

In late 2022, President Biden signed a $1.7 trillion bill introducing vital retirement savings legislation. Known as the SECURE 2.0 Act of 2022, the legislation brings major changes to existing retirement account rules. Here’s how the recent changes impact 401(k) retirement plans and what that means for you and your employees. RMD Changes Historically, required minimum distributions (RMDs)

401K Changes with Recently Passed Secure 2.0 Act Read More »

Scroll to Top