workers’ compensation

Time is Money: Pick your Workers’ Compensation Partner Wisely

If you hire subcontractors to help you complete business projects you know how important it is to get their certificate of insurance for Workers’ Compensation.  Without that paperwork, your own workers’ compensation carrier can charge you more for doing business. It’s imperative that proof of coverage comes quickly because delays are costly and nobody has

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Work Comp Premiums: Drowning in the Assigned Risk Insurance Pool?

Is your workers’ compensation insurance premium uncomfortably high?  If you have a history of Workers’ Compensation claims, if your company is newly established, or if it’s labeled high-risk for injuries, you’re probably swimming in the “assigned risk pool.” Business owners want to dive in on the open market because that’s where insurance companies offer lower rates and

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Breaking the ‘Code’ in Workers’ Compensation

Pay special attention to the employee code(s) you select when setting your Workers’ Compensation insurance.  Your code(s) will impact the insurance premium you pay and whether future claims are handled smoothly. Classification codes are the creation of the National Council for Compensation Insurance (NCCI.)  Since different jobs have different injury risk factors, varying class codes have

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